Insurance is simply insuring oneself so that in the event of any accident or even death, the family members will not have to suffer financially by safeguarding the affected family and will support in terms of money by repaying the loss or giving help to remaining family members. In the case of auto insurance, the insurance is given to the car to safe guard at the time of damage or repair or accident or theft. But the insurance company will give the auto insurance quotes online after a considering a bunch of things like the condition of the car, history of the driver, make of the car and its maintenance etc. Based on these criteria and the place of residence of the owner of the car, the auto insurance quotes online companies will be providing auto insurance quotes online or in terms and conditions. So the things or factors like physical things of the driver or the person using the car, a well disciplined driving record, types of the car as the security alarms and other measures for car, the area in which the owner resides like whether it is a crime prone area etc which will give more confidence for the insurance company in giving better insurance quotes.